When planning for a bone marrow or cord blood transplant (also called a BMT), patients and family members often find it helpful to summarize their current income and expenses and to budget for the additional expenses of BMT. Additional expenses include the items and services needed for a transplant, but are not part of the medical procedure. Some expenses are substantial, such as relocation and travel costs, child-care, prescriptions, and co-payments.
This free, confidential and flexible planning tool can help you:
- Summarize your household's current monthly income and expenses
- Provide a monthly estimate of potential expenses that may not be covered by your insurance
- Highlight specific factors that may affect additional expenses
- List resources for financial planning advice and support
You can print a personalized report, similar to Figure 1. This report may be a helpful starting point for you to discuss your household financial needs with your transplant center staff, insurance provider or financial advisor.
Example of Summary Report
| Total Monthly Income (including other resources) |
Current Household Monthly Expenses |
Potential Additional Monthly Expenses |
| $2850.00 |
$1895.00 |
$6850.00 |
Figure 1. It will be helpful to take the time to collect the information listed in Transplant Information and Household Income and Expenses (PDF) before you begin using the tool.