Patients and family members often find it helpful to summarize their current income and expenses and to budget for indirect expenses when planning for a bone marrow or cord blood transplant (also called a BMT). Indirect expenses include items and services needed for a transplant, but are not part of the medical procedure.
This free, confidential and flexible planning tool can help you:
Before using this planning tool, you may find it helpful to collect the information listed in Transplant Information and Household Income and Expenses (PDF).
You can print a personalized report, similar to Figure 1. This report can be a helpful starting point for you to discuss your household financial needs with your transplant center staff, insurance provider or financial advisor.
After you have collected the amounts for your income and household expenses, it will take about 15 minutes to complete this planning tool.
Your report is displayed after entering information. You can print the report or use your Internet browser to save the report to your computer. Until you exit the tool, you can change the information as often as you like.
E-mail: patientinfo@nmdp.org Call toll free in the United States: 1 (888) 999-6743 Outside of the United States call: 1 (612) 627-8140 Interpreters are available.
The patient's age and household size can help identify financial needs, such as health insurance, child-care, tuition and retirement. Age and household size may also be used to determine eligibility for specific programs and resources.
Health care insurance often covers many transplant expenses; however, most patients also have indirect expenses that are not covered by their insurance. The transplant information will help transplant center staff and patient estimate specific indirect costs.
Enter a monthly amount for each item that applies. If this person will not be working during the transplant, this tool automatically notes the monthly take-home pay as a change in household income on the report.
Please do not use commas or dollar signs. The system will automatically round amounts to the nearest dollar.
Enter a monthly amount for each item that applies. If this person will not be working during the transplant, this tool automatically notes the monthly take-home pay as a change in the household income on the report.
Sometimes new clothing is needed because of a significant change in weight. Sometimes extra soft clothing may be needed if the patient's skin becomes sensitive.
To plan for these indirect costs, indicate the items that may apply to this patient's needs.
Viewing a summary of income and expenses can be overwhelming. We want you to know that people and resources are available to help you prepare for potential indirect costs and to help you manage your current household expenses. This financial summary is a useful first step in developing a financial plan for transplant. We encourage you to review the following information with people familiar with transplant and/or your financial situation, including:
In the following sections of this report, you will find more items we have prepared to help you understand, discuss and plan your finances related to transplant.
